In This Week's Issue:
Cleaning Engineered Hardwood Floors
What's the best way to get a streak-free floor?
CF vs LED
The light at the end of the tunnel isn't flourescent
Credit Card Tips for College Students
What every college-bound student should know about credit cards
Post Garden and Yard Penny-Wise Round Up
Reduce your present and future garden and yard expenses
Pressure Cooker Canning
Canning can reduce your grocery bill!
Autumn Family Fun
Fall activities that the whole family will enjoy
Super Frugal vs. Just Trying to Save a Buck
The basic rules of frugality
My Story
Enjoying movies on the cheap!
Maintain and Save
Helpful hints to keep appliances running like new
I Lost 80 Pounds and Saved Money In the Process
When the thought of another diet makes you feel hopeless and hungry
Eight Ways to Consolidate Debt
Investigating some of the pros and cons
Bring Your Own Lunch
Planning ahead makes the task easier
Home Furnishings
Inexpensive bedroom redo
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Family Section!
Need money-saving ideas and tips for your family? Each week you'll find dozens of articles on a wide range of family-related topics in the
Dollar Stretcher Family Section.
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Disaster Preparations
That make sense and cost cents
Better Basement Floors
Simple, inexpensive concrete floor solutions
My Story
Living on less
Get a Raise In Any Economy
5 tools to get the raise you deserve
An Early Start on Christmas
Start now and you'll save money
Low Overhead
Lower your overhead to avoid financial troubles
Clean and Freshen With Essential Oils
Use essential oils to spruce up your home
Finding Real Factory Outlets
How can you find where the real savings are?
Frozen Homemade Biscuits
The convenience of prepared refrigerated dough without the cost
Simple Living
Is it time to reconsider what you're doing?
The $406 Soda
It's cool and refreshing. But $406???
Cast Iron Cookware
Add up the pluses and minuses and decide whether they're best for you
Spoil Yourself
She can afford to treat herself well because of the 'me' jar
Cheap Eats
It's amazing what you can do with a potato
Chore Charts
How do you keep your family pulling in the same direction?
Can you help this reader?
Readers want your help!
How good is ID Theft Insurance?
Please take a look and tell us what you think
Reader's Tips
The smartest readers on the web share their frugal living ideas!
The Guide to Understanding and Protecting Credit
a 14 lesson guide to your managing your credit
This week's lesson: Fighting back against the credit card company
Last week's lesson:
Worst credit card company practices -
Take the credit quiz
Your Story
Do you know a way to save time and money? Then please take a moment to "Tell Us Your Story"
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Content for Your Website, Newspaper or Newsletter
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4 keys to buying a car online
Buying a car on the Internet involves challenges. Here are four ways to make the experience profitable
Comparing loan products for big-ticket items
Take the guesswork out of borrowing money
Cool gifts are made of money
Need a gift for someone who thinks money grows on trees? Simple -- give a money tree, or any of these clever gifts made of money
Pay off truck, or credit card debt?
Which will put more money in your pocket?
6 deadly investing mistakes
Protect your investments and your future by avoiding these six common blunders
5 ways to go solar on the cheap
Inexpensive solar devices for you to use in your home
Fuels of the future
With $4 a gallon gas, alternatives are becoming more viable
Fame & Fortune: Kevin Nealon
The irreverent actor reveals the serious side of fatherhood, finance and his current role as a pothead
Bargain hard when buying lease vehicle
Now is a good time to bargain when purchasing a leased vehicle
Big down payment may lower loan rate
A larger down payment can help people with little credit history
Buyer's market for autos
How to use it to your advantage
Life after foreclosure
Once a foreclosure becomes final, the financial and emotional upheaval is far from over. Here's how to cope
Gas-saving devices
A multitude of devices and additives are flooding the market.
Do they work?
How to be a savvy credit cardholder
Credit card issuers have been calling the shots for years. Beat them at their own game
Car lease deals scarce
What you need to know if you're looking for a lease
Do online colleges make the grade?
Tuition and fees run high. Are they worth it?
Weekly spending work sheet
Borrowing terms get better for students
Law changes increase the amounts students can borrow at favorable rates and introduce loan forgiveness programs
Credit unions weather tough market
Credit unions have been affected by the tight credit market, but most may be getting through the current landscape in fairly good shape
All the bells and whistles for 2009
For those looking for a car that goes beyond basic transportation, upgrades and options can make many 2009 models look like a high-end electronics store
When to file Chapter 13
Without income, filing Chapter 13 may not help save your home from foreclosure
Buying a home for a college student
It's not quite as popular on campus as tattoos, but some parents are finding it makes financial sense to buy their children housing near college
Heading off to college?
12 tips for stretching a scholar's dollar.
Car-sharing picks up speed
Car-sharing allows urbanites to have a car without the hassle -- and expense -- of owning one
Best 10, worst 10 cars for repair costs
Maintaining and repairing your ride can dramatically affect your monthly budget. Here's a look at best and worst
Multiple airline fees add to travel costs
Airlines will just get you there these days. Anything more than that will cost you extra
Use defensive strategy to get rich
Author Alan Corey tells how he got rich by the not-so-ripe age of 28. Savvy borrowing was key to his success
Fame & Fortune: Stefanie Powers
This longtime TV actress defines her legacy through wildlife conservation education
Drivers won't trade extras for fuel
Fuel-sipping cars that skimp on extras won't capture a driver's heart
No conspiracy behind dealer pricing
Supply and demand dictates pricing
Ask Dr. Don
Tap equity without new 30-year mortgage
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Several options exist for tapping home equity without refinancing
Shady billing tactics rile cardholder
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Take charge if a credit card company is engaging in shady billing tactics
Claim about Patriot Act, lender is myth
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The Patriot Act doesn't require banks to make hard inquiries on depositor accounts
A sudden hike in your credit card rate
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Why the suddent boost in interest rate?
Refinance may not solve money problems
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A cash-out refinance is not the answer to a reader's financial problems
Secured card can help you build credit
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A secured credit card can help rebuild your payment history if you have bad credit
Credit dispute shouldn't hurt score
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Losing a credit report dispute shouldn't hurt your credit score
Plan carefully when avoiding probate
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A letter underscores the dangers that lurk when structuring assets to avoid probate
Banks offer excess deposit insurance
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A handful of banks are willing to insure commercial deposits above the $100,000 level
One extra house payment nets big cash
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One extra mortgage payment each year can save you thousands of dollars
Roth IRA requires earned income
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You need earned income to be eligible to contribute to a Roth IRA
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Saving you time and money since 1996
last update: September 8, 2008
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Inflation Fighters
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Pennywise Choices for School Fundraisers
Help your school and your wallet
Gourmet Munchies
Have an upscale meal at home without the upscale check!
Cheap Storage Solutions
Creating a comfortable, organized space for your little one
Hand-Me-Down How-To's
How to make hand-me-downs new to kid #2
Dollar Stretcher Poll
What do you do think of Clorox® Bleach Pens®?
Dollar Stretcher Blogs
recent posts
Become a Dollar Stretcher blogger. Send us an email with your idea for a blog. We're always looking for more great ideas to share with visitors!
Current Rates
How to pay tax on an S corp
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Income from an S corporation is taxed through the shareholders
Dodging double taxation
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Germany has a tax treaty with the U.S., which will help employees avoid double taxation
Selling demutualized shares
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Good news for shareholders in a converted insurance company
Actual tax rates may vary
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Long-term capital gains rates are the same under AMT, but phaseouts could change your rate
Deducting mortgage interest
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Two mortgages can be deducted if they meet the qualifications
Can you really afford that car loan?
What happens if hard times hit and you're stuck with a loan worth more than the car?
Credit repair companies
Can a credit repair company erase or reduce debt legally without hurting your credit score?
Credit card shaving
Scammers go low-tech with X-Acto knives and glue sticks. But they can steal your money just the same
Identity theft sample letters
Sample letters to help you clear your names and protect your credit
Pregnancy or paying down debt?
How to fit a baby into your financial future
Using Retirement Funds to Pay Off Credit Cards?
Establish retirement priorities when paying off debt
Social Lending
More people look to shed credit card debt without going to a bank
Patience is key to credit score repair
An Important Budgeting Lesson
One little idea made all the difference
I Waited to the Last Minute
About 1 mile from my exit, the gas engine shut down and the dash lights up like a Christmas tree with the word PROBLEM on the dash
Don't Forget to Turn in Expense Reports!
All the money here and there a company may reimburse you for adds up! Anna now vows to be diligent about turning in the reports!
For more Dave Ramsey Click Here
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