http://www.stretcher.com The Dollar Stretcher Featured Content en-us Copyright 2011 The Dollar Stretcher, Inc. She's looking for recipes using hot chocolate mix. Our readers share their ideas on how to make hot chocolate mix into something really special.http://stretcher.com/stories/12/12jan09a.cfmMon, 09 Jan 2012 01:00:00 EST Wondered what's happening when auto salesmen talk to their managers? Read these 3 conversations auto salesmen have while 'talking with the manager.'http://stretcher.com/stories/12/12jan09b.cfmMon, 09 Jan 2012 01:00:00 EST Don't tread lightly on your decision when it comes to buying new tires. Take time and look for deals that best stretch your dollars.http://stretcher.com/stories/12/12jan09c.cfmMon, 09 Jan 2012 01:00:00 EST Funeral costs are a huge expense in a family budget and advance planning can reduce these costs. There are ways to cut costs without looking cheap.http://stretcher.com/stories/12/12jan09d.cfmMon, 09 Jan 2012 01:00:00 EST Have you noticed that beauty products often contain oats? If you want to save money and make your own beauty treatments using oats, try these recipes.http://stretcher.com/stories/12/12jan09e.cfmMon, 09 Jan 2012 01:00:00 EST Everyone has stuff. And some people need to get rid of some stuff. There are great alternatives to eBay for selling stuff. Find them here.http://stretcher.com/stories/12/12jan09f.cfmMon, 09 Jan 2012 01:00:00 EST Heating can be costly. Perhaps wood heat or some alternative fuel source to supplement your furnace could lower your winter power bills.http://stretcher.com/stories/12/12jan09g.cfmMon, 09 Jan 2012 01:00:00 EST If you want to give yourself the security of financial independence, try budgeting the way many wealth accumulators do. The secret? They don't budget.http://stretcher.com/stories/12/12jan09h.cfmMon, 09 Jan 2012 01:00:00 EST The holiday presents have been unwrapped and most of us received gift cards. Shop now with these gift cards while they are still fresh in our hands.http://stretcher.com/stories/12/12jan09j.cfmMon, 09 Jan 2012 01:00:00 EST Burned out on shopping? There are January bargains you won't want to pass up. Here's what they are and why you want to buy now.http://stretcher.com/stories/12/12jan09k.cfmMon, 09 Jan 2012 01:00:00 EST Frugal Living Tips.http://stretcher.com/stories/12/12jan09t.cfmMon, 09 Jan 2012 01:00:00 EST Banish the myth that eating healthier is more costly. By utilizing these tips on buying produce, you can buy your fruits and veggies and eat it, too.'http://stretcher.com/stories/12/12jan16b.cfmMon, 16 Jan 2012 01:00:00 EST With soybeans, you may discover one of nature's most perfect foods. They are low cost, fat free, and complete protein with the essential amino acids.'http://stretcher.com/stories/12/12jan16c.cfmMon, 16 Jan 2012 01:00:00 EST There are occasions where complaining is justified. If you are not satisfied with a particular product or service, take action by complaining effectively.http://stretcher.com/stories/12/12jan16d.cfmMon, 16 Jan 2012 01:00:00 EST Considering money saved as payment for time invested in using coupons and comparison shopping can give you an entirely new perspective on frugality.http://stretcher.com/stories/12/12jan16e.cfmMon, 16 Jan 2012 01:00:00 EST With cash value life insurance, you can leave more money to your beneficiaries with a policy that has accumulated a sizeable cash value over time.http://stretcher.com/stories/12/12jan16f.cfmMon, 16 Jan 2012 01:00:00 EST Prepaid credit cards are growing in popularity. If you are considering it, here are 4 trends among prepaid credit cards to watch for in 2012.http://stretcher.com/stories/12/12jan16g.cfmMon, 16 Jan 2012 01:00:00 EST Getting sick is expensive. Preventing the cold or flu is less costly. There are several steps you can take to better assure staying healthy.http://stretcher.com/stories/12/12jan16h.cfmMon, 16 Jan 2012 01:00:00 EST With some preparation and simple recipes, you can eat a more healthful vegan or vegetarian diet without spending any additional money at the store.http://stretcher.com/stories/12/12jan16j.cfmMon, 16 Jan 2012 01:00:00 EST What to do about rising interest rates now.http://stretcher.com/stories/12/12jan16k.cfmMon, 16 Jan 2012 01:00:00 EST If you enjoy wandering through home improvement stores and savor the bargains at thrift shops, then you'll love a Habitat ReStore and its treasures.http://stretcher.com/stories/12/12jan16m.cfmMon, 16 Jan 2012 01:00:00 EST Changes are on the horizon. You need to know how in 2012 and beyond, credit card technology is likely to affect your credit card use.http://stretcher.com/stories/12/12jan16n.cfmMon, 16 Jan 2012 01:00:00 EST Tweetchat with Bankrate and Cambridge.http://stretcher.com/stories/12/12jan16r.cfmMon, 16 Jan 2012 01:00:00 EST Frugal Living Tips.http://stretcher.com/stories/12/12jan16t.cfmMon, 16 Jan 2012 01:00:00 EST Can throw rugs be salvaged after the rubber backing comes off? Our readers share their ideas on how to repair throw rugs.http://stretcher.com/stories/12/12jan23a.cfmMon, 23 Jan 2012 01:00:00 EST February is the perfect no spend month. A one-month spending freeze is a good way to see just how frugal you can be. Can you do it?http://stretcher.com/stories/12/12jan23b.cfmMon, 23 Jan 2012 01:00:00 EST Don't let the economy keep you from getting a degree. Here are 12 ways to pay for college in tough times including, but not limited to, financial aid.http://stretcher.com/stories/12/12jan23c.cfmMon, 23 Jan 2012 01:00:00 EST How much of your food budget goes for beverages? More than 20%? It's time to try these ways to reduce the cost of beverages.http://stretcher.com/stories/12/12jan23e.cfmMon, 23 Jan 2012 01:00:00 EST At a job fair, meet with many employers in a short period of time. While competition is stiff, it's possible to improve odds of a second interview.http://stretcher.com/stories/12/12jan23f.cfmMon, 23 Jan 2012 01:00:00 EST Senior discounts exist for many of the products and services you currently purchase. Here are a few that you may not have thought of.http://stretcher.com/stories/12/12jan23g.cfmMon, 23 Jan 2012 01:00:00 EST Decorating with plants in your home can save money, provide ever changing decor, and keep the air cleaner in your home.http://stretcher.com/stories/12/12jan23h.cfmMon, 23 Jan 2012 01:00:00 EST Gas prices are on the rise during this time of economic crunch. Here are some tips and tricks to better gas mileage from an auto mechanic.http://stretcher.com/stories/12/12jan23j.cfmMon, 23 Jan 2012 01:00:00 EST How safe is the RFID Card technology? Should you protect RFID cards with a special wallet or card sleeve. Here's the skinny on RFID cards.http://stretcher.com/stories/12/12jan23k.cfmMon, 23 Jan 2012 01:00:00 EST Today's light bulbs are more energy efficient than ever before. Here are 5 inexpensive options to reduce your carbon footprint and save money.http://stretcher.com/stories/12/12jan23m.cfmMon, 23 Jan 2012 01:00:00 EST After months of worsening treatment from banks, things may be changing for customers with simplified checking disclosures.http://stretcher.com/stories/12/12jan23p.cfmMon, 23 Jan 2012 01:00:00 EST Frugal Living Tips.http://stretcher.com/stories/12/12jan23t.cfmMon, 23 Jan 2012 01:00:00 EST Some college students use a storage unit to keep belongings safe between semesters or while studying abroad. Here's what to consider.http://stretcher.com/stories/12/12jan30b.cfmMon, 30 Jan 2012 01:00:00 EST Do the words 'pressure cooker' bring you fear? If so, please consider the time, money, and energy savings a pressure cooker can bring to your kitchen.http://stretcher.com/stories/12/12jan30c.cfmMon, 30 Jan 2012 01:00:00 EST When you visit farmers market, imagine being there as a proprietor and consider whether a farmers market side business may be something you'd enjoy.http://stretcher.com/stories/12/12jan30d.cfmMon, 30 Jan 2012 01:00:00 EST How to save when you're having a baby.http://stretcher.com/stories/12/12jan30e.cfmMon, 30 Jan 2012 01:00:00 EST Where is inflation headed this year in categories like gas, college, and health care? Here are ways to lower your personal inflation rate.http://stretcher.com/stories/12/12jan30f.cfmMon, 30 Jan 2012 01:00:00 EST The mobile phone is overtaking the dog as man's best friend. With a few money-saving mobile apps, it will be even harder to put down your phone.http://stretcher.com/stories/12/12jan30g.cfmMon, 30 Jan 2012 01:00:00 EST Buying baby strollers can be a difficult task. Don't miss this comparison of the top 5 baby strollers of 2012.http://stretcher.com/stories/12/12jan30h.cfmMon, 30 Jan 2012 01:00:00 EST Been tempted by the immediate benefit to save on a current purchase when you apply for store credit cards? Stop! This is not a wise financial move.http://stretcher.com/stories/12/12jan30j.cfmMon, 30 Jan 2012 01:00:00 EST When adult children return home, it's up to parents to shore up their defenses because financial security and plans for retirement are on the line.http://stretcher.com/stories/12/12jan30k.cfmMon, 30 Jan 2012 01:00:00 EST Frugal Living Tips.http://stretcher.com/stories/12/12jan30t.cfmMon, 30 Jan 2012 01:00:00 EST Your community's fire department can prevent your home from burning down, but also its overall quality and performance can affect your home insurance.http://stretcher.com/stories/12/12feb06b.cfmMon, 06 Feb 2012 01:00:00 EST If you like to know how the rabbit got in the hat, or how the woman was sawed in half, here's what happens when you swipe credit cards.http://stretcher.com/stories/12/12feb06c.cfmMon, 06 Feb 2012 01:00:00 EST If your credit history isn't looking its best, there's more you can do than wait years for bad marks to expire. You can try DIY credit repair.http://stretcher.com/stories/12/12feb06d.cfmMon, 06 Feb 2012 01:00:00 EST Valentine's Day is coming up. Here are inexpensive, fun Valentine's Day foods that will let those you care about know that you are thinking of them.http://stretcher.com/stories/12/12feb06e.cfmMon, 06 Feb 2012 01:00:00 EST A nursing home stay can transform a wealthy person into a pauper quickly. So, who needs nursing home insurance? Here's how to decide if you need it.http://stretcher.com/stories/12/12feb06f.cfmMon, 06 Feb 2012 01:00:00 EST What is the best debt consolidation company that isn't a scam? Is there a one-stop place to get the best advice? Find out here.http://stretcher.com/stories/12/12feb06g.cfmMon, 06 Feb 2012 01:00:00 EST With 2011's fourth quarter spending up, has frugal fatigue set in or are people just more optimistic about the economy?http://stretcher.com/stories/12/12feb06h.cfmMon, 06 Feb 2012 01:00:00 EST Frugal Living Tips.http://stretcher.com/stories/12/12feb06t.cfmMon, 06 Feb 2012 01:00:00 EST It has become an option to owning, but car sharing isn't for everyone. Is it right for you?http://www.bankrate.com/finance/auto/car-sharing.aspx?pid=p:dlsTue, 10 Jan 2012 01:00:00 EST More people are cutting the cord on their home phones, but there could be a safety concern.http://www.bankrate.com/finance/personal-finance/hang-up-landline.aspx?pid=p:dlsTue, 10 Jan 2012 01:00:00 EST You can't claim a deduction for your health plan at the corporate level, but you can on Form 1040.http://www.bankrate.com/finance/taxes/health-insurance-deduction-for-s-corp.aspx?pid=p:dlsTue, 10 Jan 2012 01:00:00 EST Getting your foreclosed home back after the lender has sold it at auction won't be easy.http://www.bankrate.com/finance/debt/lender-auctions-home-after-bankruptcy-filing.aspx?pid=p:dlsTue, 10 Jan 2012 01:00:00 EST There's more than one way to repay your mortgage early. Start now to save more.http://www.bankrate.com/finance/mortgages/save-money-by-paying-off-mortgage-early-1.aspx?pid=p:dlsTue, 10 Jan 2012 01:00:00 EST Savings bonds aren't earning much compared to rising college costs. Try this option, instead.http://www.bankrate.com/finance/savings/save-for-college-with-savings-bonds.aspx?pid=p:dlsMon, 09 Jan 2012 01:00:00 EST As holiday spending turns to holiday debt, these money-saving tips will help you overcome it.http://www.bankrate.com/finance/frugal/holiday-spending-hangover-1.aspx?pid=p:dlsMon, 09 Jan 2012 01:00:00 EST Tap these little-known resources to maximize the college aid you might otherwise miss.http://www.bankrate.com/finance/college-finance/7-lesser-known-financial-aid-programs-1.aspx?pid=p:dlsMon, 09 Jan 2012 01:00:00 EST If they're willing to wait out delays, first-time homebuyers can find hot deals on short sales.http://www.bankrate.com/finance/real-estate/short-sales-suit-first-time-buyers.aspx?pid=p:dlsMon, 09 Jan 2012 01:00:00 EST Don't go crazy with credit cards. Rein in your plastic before your card debt becomes drastic.http://www.bankrate.com/finance/credit-cards/12-tips-to-manage-credit-card-debt-2012-1.aspx?pid=p:dlsMon, 09 Jan 2012 01:00:00 EST No new taxes are planned, but you may want to take advantage of loopholes before they close.http://www.bankrate.com/finance/taxes/12-tax-tips-2012-1.aspx?pid=p:dlsMon, 09 Jan 2012 01:00:00 EST Even with all the forms and instructions, tax language can seem like Latin. Here are the key terms.http://www.bankrate.com/finance/taxes/10-key-tax-terms-to-know-1.aspx?pid=p:dlsMon, 09 Jan 2012 01:00:00 EST Uncle Sam can help with child care costshttp://www.bankrate.com/finance/video/child-care-tax-credit.aspx?pid=p:dlsMon, 09 Jan 2012 01:00:00 EST You need money to pay a lawyer when filing bankruptcy, but there may be ways around it.http://www.bankrate.com/finance/debt/help-filing-bankruptcy-without-fee.aspx?pid=p:dlsMon, 09 Jan 2012 01:00:00 EST Would you try to sell a house with a dead critter in the pool? Hint: It doesn't work.http://www.bankrate.com/finance/real-estate/errors-with-open-house-1.aspx?pid=p:dlsTue, 17 Jan 2012 01:00:00 EST Advanced services make it a breeze for the average investor to manage accounts online.http://www.bankrate.com/finance/investing/invest-with-online-brokerage.aspx?pid=p:dlsTue, 17 Jan 2012 01:00:00 EST Do you work out at home to save money or spend the extra dollars for motivation?http://www.bankrate.com/finance/video/saving-money/go-to-the-gym-or-work-out-at-home.aspx?pid=p:dlsTue, 17 Jan 2012 01:00:00 EST Most taxpayers are filing returns electronically this year. Here's how you can be one of them.http://www.bankrate.com/finance/money-guides/ways-to-electronically-file-your-tax-return-1.aspx?pid=p:dlsTue, 17 Jan 2012 01:00:00 EST You can try to get the money back, but it will likely cost you more in the interim.http://www.bankrate.com/finance/debt/help-bank-accounts-been-levied.aspx?pid=p:dlsTue, 17 Jan 2012 01:00:00 EST When a buyer stops paying and a renter trashes her condo, what is this widow to do?http://www.bankrate.com/finance/taxes/figuring-taxes-failed-installment-sale.aspx?pid=p:dlsTue, 17 Jan 2012 01:00:00 EST A first-time homebuyer's inexperience can cause some costly mistakes.http://www.bankrate.com/finance/video/mortgage/first-time-homebuying-regrets.aspx?pid=p:dlsTue, 17 Jan 2012 01:00:00 EST The IRS starts tax filing season with Free File, an electronic filing program for taxpayers.http://www.bankrate.com/finance/taxes/e-file-free-file-open-taxpayers.aspx?pid=p:dlsTue, 17 Jan 2012 01:00:00 EST When you redeem savings bonds for school, the tax impact depends on who bought them and when.http://www.bankrate.com/finance/taxes/pay-taxes-savings-bonds-college.aspx?pid=p:dlsMon, 16 Jan 2012 01:00:00 EST Don't want to spend hours on your return? Tax-preparation software may be the answer.http://www.bankrate.com/finance/money-guides/getting-the-most-from-tax-software8-114881-1.aspx?pid=p:dlsMon, 16 Jan 2012 01:00:00 EST Filing taxes can be less frustrating and less time-consuming when you're ready for the task.http://www.bankrate.com/finance/taxes/7-ways-to-get-organized-for-the-tax-year-1.aspx?pid=p:dlsMon, 16 Jan 2012 01:00:00 EST Whether you do it yourself or use an adviser, you can avoid paying many fund costs.http://www.bankrate.com/finance/investing/investing-in-mutual-funds-with-low-fees.aspx?pid=p:dlsMon, 16 Jan 2012 01:00:00 EST As the emergency fund dwindles, there are options for staying afloat while being unemployed.http://www.bankrate.com/finance/debt/unemployment-cover-expenses.aspx?pid=p:dlsMon, 16 Jan 2012 01:00:00 EST Know your credit score to keep credit card qualification surprises to a minimum.http://www.bankrate.com/finance/video/credit-debt/avoid-credit-whammies.aspx?pid=p:dlsMon, 16 Jan 2012 01:00:00 EST This month's Frugal $ense winner: Gary Talley, of Petersburg, Va.http://www.bankrate.com/finance/frugal/cook-ahead-of-time-and-save-money.aspx?pid=p:dlsFri, 13 Jan 2012 01:00:00 EST If your car warranty has run out, ask the dealer to pay for repairs if you're a loyal customer.http://www.bankrate.com/finance/auto/car-out-of-warranty-ask-for-free-repairs.aspx?pid=p:dlsFri, 13 Jan 2012 01:00:00 EST It's not only about the extra income. There are surprising benefits to holding a second job.http://www.bankrate.com/finance/personal-finance/5-rewarding-reasons-take-second-job.aspx?pid=p:dlsFri, 13 Jan 2012 01:00:00 EST Your bread basket can weigh on your wallet. It might be time to cut some calories.http://www.bankrate.com/finance/personal-finance/money-motives-to-lose-weight.aspx?pid=p:dlsFri, 13 Jan 2012 01:00:00 EST Besides the annual April tax deadline, some filers have to pay estimated taxes on a quarterly basis.http://www.bankrate.com/finance/taxes/the-skinny-on-paying-estimated-taxes-1.aspx?pid=p:dlsFri, 13 Jan 2012 01:00:00 EST Sounds simple, but don't buy a car you can't afford. Shop within these guidelines.http://www.bankrate.com/finance/auto/how-to-stay-afloat-on-car-loan.aspx?pid=p:dlsFri, 13 Jan 2012 01:00:00 EST With excess income, consider surprise emergencies before prepaying your home loan.http://www.bankrate.com/finance/mortgages/boost-savings-before-prepaying-mortgage.aspx?pid=p:dlsThu, 12 Jan 2012 01:00:00 EST Home insurance isn't just for property damage. These protections are standard in most policies.http://www.bankrate.com/finance/insurance/things-your-home-insurance-covers.aspx?pid=p:dlsThu, 12 Jan 2012 01:00:00 EST It seems easy enough to choose your filing status, but your choice could mean the difference in your tax bill.http://www.bankrate.com/finance/money-guides/filing-status-can-make-a-difference-in-your-tax-bill-1.aspx?pid=p:dlsThu, 12 Jan 2012 01:00:00 EST Tired of plain vanilla holdings? You can try spicing things up if you can handle the risk.http://www.bankrate.com/finance/retirement/6-surprising-ira-investment-options-1.aspx?pid=p:dlsThu, 12 Jan 2012 01:00:00 EST Wondering if you really need that repair on your car? Cruise the Web to find the answer.http://www.bankrate.com/finance/video/video-car-repair-estimates-on-the-web.aspx?pid=p:dlsThu, 12 Jan 2012 01:00:00 EST It's smart to look at finances before taking the plunge into marriage and joint debts.http://www.bankrate.com/finance/debt/fiance-on-hook-for-2nd-mortgage.aspx?pid=p:dlsThu, 12 Jan 2012 01:00:00 EST Your mortgage interest can offset investment income from dividends, interest and capital gains.http://www.bankrate.com/finance/taxes/deducting-investment-interest-expense.aspx?pid=p:dlsThu, 12 Jan 2012 01:00:00 EST Savings bonds are now bought and redeemed mainly online. Find out how it's done.http://www.bankrate.com/finance/investing/paper-savings-bonds-digital.aspx?pid=p:dlsThu, 12 Jan 2012 01:00:00 EST Investors who want to chase yield by depositing money in lower-rated banks should feel comfortable as long as the deposit is FDIC-insured.http://www.bankrate.com/finance/banking/bank-ratings-secondary-to-insured-deposits.aspx?pid=p:dlsWed, 11 Jan 2012 01:00:00 EST Financial setbacks can be devastating, but you have options other than wallowing in self-pity.http://www.bankrate.com/finance/personal-finance/deal-with-financial-setback.aspx?pid=p:dlsWed, 11 Jan 2012 01:00:00 EST Here's what parents and kids should know about teen checking accounts before jumping in.http://www.bankrate.com/finance/checking/checking-accounts-for-teens.aspx?pid=p:dlsWed, 11 Jan 2012 01:00:00 EST You don't have to be an idiot to make these mistakes -- or a genius to fix them.http://www.bankrate.com/finance/retirement/common-ira-mistakes-how-to-avoid.aspx?pid=p:dlsWed, 11 Jan 2012 01:00:00 EST The IRS doesn't require a tax return from some individuals. Find out if you have to file.http://www.bankrate.com/finance/taxes/who-has-to-file-taxes-1.aspx?pid=p:dlsWed, 11 Jan 2012 01:00:00 EST These CDs shelter you from a downshifting market, but there are better ways to hedge your bets.http://www.bankrate.com/finance/cd/structured-cds.aspx?pid=p:dlsWed, 11 Jan 2012 01:00:00 EST Did you sell a loser stock? Before you buy it back, make sure you don't violate the wash sale rules.http://www.bankrate.com/finance/money-guides/tax-costs-for-poorly-timed-stock-transactions-1.aspx?pid=p:dlsTue, 24 Jan 2012 01:00:00 EST Social Security disability benefits are taxable, depending on your level of income.http://www.bankrate.com/finance/taxes/who-pays-tax-on-disability-benefits.aspx?pid=p:dlsTue, 24 Jan 2012 01:00:00 EST The price is just one thing to ponder. These other homebuying points are critical, too.http://www.bankrate.com/finance/real-estate/5-major-must-haves-for-a-fab-first-home-1.aspx?pid=p:dlsTue, 24 Jan 2012 01:00:00 EST Filing bankruptcy does have some debt exclusions, but these bills and loans are usually covered.http://www.bankrate.com/finance/debt/debts-discharged-in-bankruptcy.aspx?pid=p:dlsTue, 24 Jan 2012 01:00:00 EST A kid's allowance is more than small change. It offers money lessons for children of all ages.http://www.bankrate.com/finance/personal-finance/kids-spend-save-learn-with-an-allowance-1.aspx?pid=p:dlsTue, 24 Jan 2012 01:00:00 EST Experts say money market funds are solid. But there are some new wrinkles and regulations.http://www.bankrate.com/finance/savings/money-market-funds-break-buck-again.aspx?pid=p:dlsTue, 24 Jan 2012 01:00:00 EST Want to win big? Your odds of success are higher with sweepstakes.http://www.bankrate.com/finance/personal-finance/tips-for-getting-sweepstakes-advantage.aspx?pid=p:dlsTue, 24 Jan 2012 01:00:00 EST When father and son have the same name, a credit report can get fouled up. Learn how to fix it.http://www.bankrate.com/finance/debt/how-to-correct-credit-report.aspx?pid=p:dlsMon, 23 Jan 2012 01:00:00 EST Checking your credit reports is the best way to see if old debts are still lingering.http://www.bankrate.com/finance/debt/old-debt-fall-credit-report.aspx?pid=p:dlsMon, 23 Jan 2012 01:00:00 EST Need to offer a home in winter? Try these pointers and let it sell, let it sell, let it sell.http://www.bankrate.com/finance/mortgages/5-tips-selling-home-in-winter.aspx?pid=p:dlsMon, 23 Jan 2012 01:00:00 EST Can you get a mortgage if there's a lease on the oil or gas rights? It depends.http://www.bankrate.com/finance/mortgages/how-oil-gas-rights-affect-mortgages.aspx?pid=p:dlsMon, 23 Jan 2012 01:00:00 EST Landing a federal job can be a complicated quest. Follow this road map to an effective search.http://www.bankrate.com/finance/personal-finance/7-steps-successful-federal-job-search.aspx?pid=p:dlsMon, 23 Jan 2012 01:00:00 EST Score the most financial aid by knowing what assets count against you on the FAFSA form.http://www.bankrate.com/finance/college-finance/make-most-of-fafsa-application.aspx?pid=p:dlsMon, 23 Jan 2012 01:00:00 EST Is now a good time to invest in commercial or residential real estate?http://www.bankrate.com/finance/real-estate/real-estate-investing-during-shaky-times.aspx?pid=p:dlsMon, 23 Jan 2012 01:00:00 EST Filling out the CSS Profile may result in a lucrative award for private college students.http://www.bankrate.com/finance/college-finance/css-profile-maximize-financial-aid.aspx?pid=p:dlsMon, 23 Jan 2012 01:00:00 EST An annuity is one way to provide income in retirement. Follow these guidelines before buying.http://www.bankrate.com/finance/retirement/buy-annuity-at-age-85.aspx?pid=p:dlsFri, 20 Jan 2012 01:00:00 EST If you're looking for the best financial institution and no fees, ask these five questions.http://www.bankrate.com/finance/banking/5-questions-for-your-banker-in-2012.aspx?pid=p:dlsFri, 20 Jan 2012 01:00:00 EST Tax deductions reduce taxable income, so it pays to choose carefully.http://www.bankrate.com/finance/taxes/standard-or-itemized-tax-deduction.aspx?pid=p:dlsFri, 20 Jan 2012 01:00:00 EST Buying a new car but your trade-in won't cover your old car loan? These are your options.http://www.bankrate.com/finance/auto/take-on-2-car-loans.aspx?pid=p:dlsFri, 20 Jan 2012 01:00:00 EST You can use two types of trusts to shield your home or investment portfolio from estate taxes.http://www.bankrate.com/finance/taxes/shielding-assets-estate-taxes-1.aspx?pid=p:dlsFri, 20 Jan 2012 01:00:00 EST Rates may be right to refi your mortgage, but closing costs might make your old loan a keeper.http://www.bankrate.com/finance/mortgages/front-load-additional-mortgage-payments.aspx?pid=p:dlsThu, 19 Jan 2012 01:00:00 EST With the Fed pledging to keep interest rates low, you can save some money on borrowing.http://www.bankrate.com/finance/personal-finance/pounce-on-low-interest-rates-1.aspx?pid=p:dlsThu, 19 Jan 2012 01:00:00 EST While an offer sounds tempting, transferring your home loan to a credit card may be risky.http://www.bankrate.com/finance/debt/pay-down-heloc-balance-transfer-offer.aspx?pid=p:dlsThu, 19 Jan 2012 01:00:00 EST Is it really true nonresidents don't have to pay taxes on capital gains tax on stocks?http://www.bankrate.com/finance/taxes/capital-gain-tax-nonresident-investors.aspx?pid=p:dlsThu, 19 Jan 2012 01:00:00 EST Serial refinancing is usually a bad idea, but there are exceptions that make it a smart move.http://www.bankrate.com/finance/refinance/lower-rates-serial-refinancing.aspx?pid=p:dlsWed, 18 Jan 2012 01:00:00 EST Want to eliminate your credit card balances? Pick the debt reduction strategy that's right for you.http://www.bankrate.com/finance/debt/6-ways-pay-credit-card-debt-1.aspx?pid=p:dlsWed, 18 Jan 2012 01:00:00 EST Kids depend on you for a lot, but at tax time they could pay off when you claim them as dependents.http://www.bankrate.com/finance/taxes/properly-defined-dependents-can-pay-off-1.aspx?pid=p:dlsWed, 18 Jan 2012 01:00:00 EST You don't have to dump gift cards you can't use. Some websites will pay for your plastic.http://www.bankrate.com/finance/credit-cards/sell-gift-cards-online-1.aspx?pid=p:dlsWed, 18 Jan 2012 01:00:00 EST Asking for a rate reduction on a credit card might lower a credit score. Find out when it does.http://www.bankrate.com/finance/credit-cards/credit-card-rate-cut-request-hurt-score.aspx?pid=p:dlsWed, 18 Jan 2012 01:00:00 EST Moving a large credit card balance to a low-interest card might sound good -- but is it?http://www.bankrate.com/finance/credit-cards/credit-card-balance-transfer-1.aspx?pid=p:dlsWed, 18 Jan 2012 01:00:00 EST Can a zero percent balance transfer credit card help cut high-interest debt?http://www.bankrate.com/finance/video/credit-debt/cut-debt-with-balance-transfer.aspx?pid=p:dlsWed, 18 Jan 2012 01:00:00 EST A hybrid payment product lets student IDs double as prepaid cards. Here's what to know.http://www.bankrate.com/finance/checking/college-student-id-doubling-as-prepaid-card-1.aspx?pid=p:dlsWed, 18 Jan 2012 01:00:00 EST Buying your first home? You can learn your lessons the hard way, or by reading this.http://www.bankrate.com/finance/real-estate/5-first-time-homebuyer-mistakes.aspx?pid=p:dlsWed, 18 Jan 2012 01:00:00 EST You can lend yourself money from your retirement account, but there are limits.http://www.bankrate.com/finance/retirement/short-term-loan-ira.aspx?pid=p:dlsWed, 18 Jan 2012 01:00:00 EST Still waiting on 1099 forms to file your return? You can do your taxes without them.http://www.bankrate.com/finance/money-guides/you-can-file-your-return-without-1099-forms.aspx?pid=p:dlsTue, 31 Jan 2012 01:00:00 EST Use the American opportunity credit to help pay college costs, including tools required for school.http://www.bankrate.com/finance/taxes/tax-credit-education-expenses.aspx?pid=p:dlsTue, 31 Jan 2012 01:00:00 EST Certain debts can be covered in bankruptcy, but here are some you'll always have to pay back.http://www.bankrate.com/finance/debt/debts-wiped-bankruptcy.aspx?pid=p:dlsTue, 31 Jan 2012 01:00:00 EST Guidelines govern who inherits your grandparents' bonds, but it might be costly to redeem them.http://www.bankrate.com/finance/savings/savings-bonds-stuck-inheritance-feud.aspx?pid=p:dlsTue, 31 Jan 2012 01:00:00 EST Choose a title or escrow company you're comfortable with, and save money, too.http://www.bankrate.com/finance/retirement/how-income-figures-in-social-security.aspx?pid=p:dlsTue, 31 Jan 2012 01:00:00 EST Knowing these rules may make a difference in how much you'll get in Social Security benefits.http://www.bankrate.com/finance/retirement/7-social-security-benefits.aspx?pid=p:dlsTue, 31 Jan 2012 01:00:00 EST From bikes to wine, how do you know when to spend more and when to save?http://www.bankrate.com/finance/personal-finance/save-splurge-on-everyday-items.aspx?pid=p:dlsTue, 31 Jan 2012 01:00:00 EST Even if you live in a low-risk area, you still may want to consider getting flood insurance.http://www.bankrate.com/finance/insurance/how-to-assess-need-for-flood-insurance.aspx?pid=p:dlsMon, 30 Jan 2012 01:00:00 EST If your wage statement gets waylaid, here's a substitute the IRS will accept.http://www.bankrate.com/finance/money-guides/what-to-do-if-you-don-t-get-your-w-28-116632.aspx?pid=p:dlsMon, 30 Jan 2012 01:00:00 EST The market is just one thing that can wreak havoc on your retirement savings.http://www.bankrate.com/finance/retirement/hedging-7-big-retirement-risks-1.aspx?pid=p:dlsMon, 30 Jan 2012 01:00:00 EST Before your father passes away, make sure to know his financial situation to avoid distress.http://www.bankrate.com/finance/debt/pays-dads-card-debts-dies.aspx?pid=p:dlsMon, 30 Jan 2012 01:00:00 EST There's no magic to a biweekly home loan. Consider other ways to reduce your mortgage.http://www.bankrate.com/finance/mortgages/switch-biweekly-mortgage.aspx?pid=p:dlsMon, 30 Jan 2012 01:00:00 EST Interest rates hit rock bottom in 2011. Where are they headed in 2012?http://www.bankrate.com/finance/video/saving-money/interest-rate-predictions-in-2012.aspx?pid=p:dlsMon, 30 Jan 2012 01:00:00 EST In today's high-tech world, banks follow your spending habits. How do they use your data?http://www.bankrate.com/finance/banking/does-your-bank-spy-on-you.aspx?pid=p:dlsMon, 30 Jan 2012 01:00:00 EST It's not easy to refinance your mortgage when you have equity debt. Here are the options.http://www.bankrate.com/finance/refinance/refinance-2nd-mortgage.aspx?pid=p:dlsFri, 27 Jan 2012 01:00:00 EST Did you hire someone to help around the house? You could have some tax housekeeping to do by Jan. 31.http://www.bankrate.com/finance/money-guides/household-employers-face-feb-2-tax-deadline.aspx?pid=p:dlsFri, 27 Jan 2012 01:00:00 EST The added cost of car rental coverage in your auto insurance isn't much, but will you use it?http://www.bankrate.com/finance/auto/buy-car-rental-coverage.aspx?pid=p:dlsFri, 27 Jan 2012 01:00:00 EST If you have no credit, co-signing a car loan with someone who does can help, but it's risky.http://www.bankrate.com/finance/auto/establish-credit-by-co-signing-car-loan.aspx?pid=p:dlsFri, 27 Jan 2012 01:00:00 EST Take steps now to prepare for the new Medicare tax slated for 2013.Is it better to cash out early from a high-income job or work longer for lower pay?http://www.bankrate.com/finance/video/taxes/plan-for-added-medicare-tax.aspx?pid=p:dlsFri, 27 Jan 2012 01:00:00 EST Federal loans will be cheaper for some borrowers and those who consolidate certain loans.http://www.bankrate.com/finance/college-finance/pay-as-you-earn-what-students-need-to-know.aspx?pid=p:dlsFri, 27 Jan 2012 01:00:00 EST Don't tell your beloved you booked a romantic trip on the cheap. That's our little secret.http://www.bankrate.com/finance/frugal/spend-less-romantic-weekend-getaways.aspx?pid=p:dlsFri, 27 Jan 2012 01:00:00 EST An annuity is one type of investment for retirement. Before you buy, answer these questions.http://www.bankrate.com/finance/retirement/annuity-right-retirement.aspx?pid=p:dlsFri, 27 Jan 2012 01:00:00 EST You can direct deposit and split your tax refund among as many as four different accounts.http://www.bankrate.com/finance/taxes/4-options-for-your-tax-refund-1.aspx?pid=p:dlsThu, 26 Jan 2012 01:00:00 EST As Congress tries to reduce the deficit, your favorite tax breaks may be on the chopping block.http://www.bankrate.com/finance/taxes/8-tax-breaks-cost-uncle-sam-big-money-1.aspx?pid=p:dlsThu, 26 Jan 2012 01:00:00 EST Selling your truck to pay off your credit cards and buy another truck may not be the best idea.http://www.bankrate.com/finance/debt/sell-truck-pay-off-credit-card-debt.aspx?pid=p:dlsThu, 26 Jan 2012 01:00:00 EST Many believe this group bleeds money, but that's not always the case.http://www.bankrate.com/finance/taxes/top-1-percent-earn.aspx?pid=p:dlsThu, 26 Jan 2012 01:00:00 EST More people are pawning their old treasures. Find out how to score the best deals.http://www.bankrate.com/finance/personal-finance/get-best-price-at-pawnshops.aspx?pid=p:dlsThu, 26 Jan 2012 01:00:00 EST Looking to avoid checking account fees? Find out how to find free checking.http://www.bankrate.com/finance/video/saving-money/save-money-with-free-checking.aspx?pid=p:dlsThu, 26 Jan 2012 01:00:00 EST No need to make massive life changes to save money. Baby step your way to saving.http://www.bankrate.com/finance/frugal/7-ways-to-save-money-2012.aspx?pid=p:dlsThu, 26 Jan 2012 01:00:00 EST Fewer students will qualify for grant money, and federal student loans will get more expensive.http://www.bankrate.com/finance/college-finance/changes-in-financial-aid-programs.aspx?pid=p:dlsThu, 26 Jan 2012 01:00:00 EST You could cut your interest and loan costs by prepaying but at today's rates, why not refi?http://www.bankrate.com/finance/refinance/prepay-mortgage-refinance-home.aspx?pid=p:dlsThu, 26 Jan 2012 01:00:00 EST Dig out the tax statements you got months ago, and fill out your extended tax return, due Oct. 17.http://www.bankrate.com/finance/taxes/your-tax-documents-are-in-the-mail-1.aspx?pid=p:dlsWed, 25 Jan 2012 01:00:00 EST Take the chill out of winter with these money-smart tips to save energy in your home.http://www.bankrate.com/finance/personal-finance/6-ways-to-save-on-home-heating-1.aspx?pid=p:dlsWed, 25 Jan 2012 01:00:00 EST From his genesis as a driver, Patrick Warburton's signature voice has made him a celebrity.http://www.bankrate.com/finance/celebrity-money/qa-patrick-warburton-1.aspx?pid=p:dlsWed, 25 Jan 2012 01:00:00 EST Job loss is a tough blow. Make these financial defense moves if you worry about a layoff.http://www.bankrate.com/finance/personal-finance/financial-planning-possible-job-loss.aspx?pid=p:dlsWed, 25 Jan 2012 01:00:00 EST Property taxes are appealing only when that means you're fighting them. See how it's done.http://www.bankrate.com/finance/taxes/homeowners-fought-property-tax-bills.aspx?pid=p:dlsWed, 25 Jan 2012 01:00:00 EST Nobody wants to overpay the IRS. These often-forgotten breaks could lower your tax bill.http://www.bankrate.com/finance/money-guides/10-overlooked-tax-breaks-1.aspx?pid=p:dlsWed, 25 Jan 2012 01:00:00 EST The IRS wants a bite of your income, but in some cases your money is taxed only partially.http://www.bankrate.com/finance/money-guides/good-news-not-everything-is-taxed-1.aspx?pid=p:dlsTue, 07 Feb 2012 01:00:00 EST If you have a child in college, the tax code may help you pay for some of the costs.http://www.bankrate.com/finance/video/american-opportunity-tax-credit.aspx?pid=p:dlsTue, 07 Feb 2012 01:00:00 EST Evidence suggests that those who marry will be better off than those who stay single.http://www.bankrate.com/finance/personal-finance/marrying-for-richer-rather-than-poorer-1.aspx?pid=p:dlsTue, 07 Feb 2012 01:00:00 EST Normally not known for their gas mileage, these pickups stretch your time between fill-ups.http://www.bankrate.com/finance/auto/fuel-efficient-pickups-for-frugal-families-1.aspx?pid=p:dlsTue, 07 Feb 2012 01:00:00 EST The IRS imposes stiff penalties on individuals who don't report offshore account earnings.http://www.bankrate.com/finance/taxes/reporting-interest-foreign-accounts.aspx?pid=p:dlsTue, 07 Feb 2012 01:00:00 EST Whether you're inside or outside of bankruptcy, losing your homes is a possibility.http://www.bankrate.com/finance/debt/lose-homes-bankruptcy.aspx?pid=p:dlsTue, 07 Feb 2012 01:00:00 EST When you create an emergency fund, consider these investment options.http://www.bankrate.com/finance/investing/create-emergency-fund.aspx?pid=p:dlsTue, 07 Feb 2012 01:00:00 EST Dividend stocks may not be for high rollers, but for steady returns, try these sectors.http://www.bankrate.com/finance/investing/dividend-stocks-for-regular-return.aspx?pid=p:dlsTue, 07 Feb 2012 01:00:00 EST Before filling out your tax return, check out these changes that may affect your IRS bill.http://www.bankrate.com/finance/taxes/10-tax-law-changes-2011-returns.aspx?pid=p:dlsMon, 06 Feb 2012 01:00:00 EST Buying the right stock means knowing what to avoid. Here are several sectors to skip and why.http://www.bankrate.com/finance/investing/dont-buy-these-stocks-in-2012.aspx?pid=p:dlsMon, 06 Feb 2012 01:00:00 EST Old debt never dies, but there is an expiration on a creditor's ability to garnish wages.http://www.bankrate.com/finance/debt/wages-garnished-old-debt.aspx?pid=p:dlsMon, 06 Feb 2012 01:00:00 EST You may not always be around to care for your pet. Don't let Fido be left to the dogs.http://www.bankrate.com/finance/personal-finance/putting-pet-in-your-will.aspx?pid=p:dlsMon, 06 Feb 2012 01:00:00 EST Play the market without solving equations. Channel your right brain for sage investing.http://www.bankrate.com/finance/investing/right-brain-investing.aspx?pid=p:dlsMon, 06 Feb 2012 01:00:00 EST When the markets are volatile, investors can rely regular income from stock dividends.http://www.bankrate.com/finance/video/investment/dividends-offer-regular-payments.aspx?pid=p:dlsMon, 06 Feb 2012 01:00:00 EST Many investors tend to overemphasize returns and underemphasize investing fees.http://www.bankrate.com/finance/video/investment/pay-less-in-investing-fees.aspx?pid=p:dlsMon, 06 Feb 2012 01:00:00 EST Can individual investors accurately assess the importance of saving for retirement?http://www.bankrate.com/finance/retirement/individual-investors-plan-retirement.aspx?pid=p:dlsMon, 06 Feb 2012 01:00:00 EST To fund your child's education, these loans can help. Find out which is best.http://www.bankrate.com/finance/refinance/pay-college-heloc-or-refinance.aspx?pid=p:dlsFri, 03 Feb 2012 01:00:00 EST Don't just go with a shop from your insurer's list. Follow these criteria to get the right guy.http://www.bankrate.com/finance/auto/choose-right-auto-body-shop.aspx?pid=p:dlsFri, 03 Feb 2012 01:00:00 EST A bank settlement sounds like a good deal, but find out the implications for your credit score.http://www.bankrate.com/finance/auto/settling-car-loan-kill-credit-score.aspx?pid=p:dlsFri, 03 Feb 2012 01:00:00 EST Easily made mistakes could cost you when wheeling-and-dealing.http://www.bankrate.com/finance/video/5-car-loan-mistakes-that-cost-you-money.aspx?pid=p:dlsFri, 03 Feb 2012 01:00:00 EST Thinking about getting a pet? Before you bring Fluffy home, take a look at average costs.http://www.bankrate.com/finance/personal-finance/how-much-does-owning-pet-cost.aspx?pid=p:dlsFri, 03 Feb 2012 01:00:00 EST Company stock is a common workplace perk, but it's not always a good investment.http://www.bankrate.com/finance/investing/pros-cons-company-stock.aspx?pid=p:dlsFri, 03 Feb 2012 01:00:00 EST From swimwear to blueberries to winter jackets, here's what's on sale in February.http://www.bankrate.com/finance/frugal/on-sale-february.aspx?pid=p:dlsFri, 03 Feb 2012 01:00:00 EST With debts and desires, is it your destiny to spend a windfall? Here's hoping you'll say no.http://www.bankrate.com/finance/credit/spend-windfall-squirrel-away.aspx?pid=p:dlsThu, 02 Feb 2012 01:00:00 EST Protect yourself from tax headaches by hiring a reputable tax preparer who fits your needs.http://www.bankrate.com/finance/money-guides/finding-the-right-tax-preparer.aspx?pid=p:dlsThu, 02 Feb 2012 01:00:00 EST Punxsutawney Phil says more winter is on the way. Check out these cheap places to thaw out.http://www.bankrate.com/finance/frugal/frugal-winter-destinations-beat-cold.aspx?pid=p:dlsThu, 02 Feb 2012 01:00:00 EST As long as flipping property is not a business, you can offset the gain with stock market losses.http://www.bankrate.com/finance/taxes/offset-capital-gains-from-flipped-property.aspx?pid=p:dlsThu, 02 Feb 2012 01:00:00 EST Dream of getting in on the ground floor? Here's why you can't buy in on the next hot IPO.http://www.bankrate.com/finance/investing/getting-initial-public-offering-1.aspx?pid=p:dlsThu, 02 Feb 2012 01:00:00 EST Old debts never really go away, but you can keep collection agencies at bay using the right tactics.http://www.bankrate.com/finance/debt/young-mother-old-debt-fears-collectors.aspx?pid=p:dlsThu, 02 Feb 2012 01:00:00 EST Don't reduce future spending by financing your current lifestyle with credit.http://www.bankrate.com/finance/video/credit-debt/don-t-buy-now-pay-later.aspx?pid=p:dlsThu, 02 Feb 2012 01:00:00 EST Bonus offers for new credit card customers have been getting more appealing. Should you bite?http://www.bankrate.com/finance/credit-cards/new-credit-card-for-sign-up-bonus.aspx?pid=p:dlsThu, 02 Feb 2012 01:00:00 EST Sometimes you need extra cash. Find out how one couple could benefit from cash-out refinancing.http://www.bankrate.com/finance/refinance/is-cash-out-refinancing-right-for-you.aspx?pid=p:dlsWed, 01 Feb 2012 01:00:00 EST With a little planning, you can find money to put into savings.http://www.bankrate.com/finance/video/finding-money-to-save.aspx?pid=p:dlsWed, 01 Feb 2012 01:00:00 EST The IRS will have a hard time collecting from winning wagers on the Super Bowl game.http://www.bankrate.com/finance/taxes/win-a-super-bowl-bet-it-s-taxable-1.aspx?pid=p:dlsWed, 01 Feb 2012 01:00:00 EST It seems smart to close a credit card account after paying it off. Here's when it isn't.http://www.bankrate.com/finance/credit-cards/bad-kill-credit-card.aspx?pid=p:dlsWed, 01 Feb 2012 01:00:00 EST It's tough to lower a down payment at closing. Maybe one of these options will cut your costs.http://www.bankrate.com/finance/mortgages/cut-down-payment-home.aspx?pid=p:dlsWed, 01 Feb 2012 01:00:00 EST Can you afford a sweet vintage ride? Consider these costs before taking one for a spin.http://www.bankrate.com/finance/auto/costs-of-owning-classic-car.aspx?pid=p:dlsWed, 01 Feb 2012 01:00:00 EST Lock a low mortgage rate by comparing a lineup of rates and taking care of timing.http://www.bankrate.com/finance/mortgages/how-to-lock-mortgage-rate.aspx?pid=p:dlsWed, 01 Feb 2012 01:00:00 EST When estate planning, don't forget to provide your online accounts and passwords to your heirs.http://www.bankrate.com/finance/personal-finance/figure-online-accounts-into-estate-planning.aspx?pid=p:dlsWed, 01 Feb 2012 01:00:00 EST Newly created Accountable Care Organizations allow providers to coordinate patient health care.http://www.bankrate.com/finance/insurance/federal-programs-aim-to-improve-health-care.aspx?pid=p:dlsWed, 01 Feb 2012 01:00:00 EST More than 77 temporary tax breaks that expired at the end of 2011 will likely be renewed. When?http://www.bankrate.com/finance/taxes/tax-breaks-dead-until-congress-revives-them.aspx?pid=p:dlsWed, 01 Feb 2012 01:00:00 EST Three professors share their opinion about risky investments.http://www.bankrate.com/finance/investing/achieve-financial-goals-risky-investments.aspx?pid=p:dlsWed, 01 Feb 2012 01:00:00 EST