Reducing the cost of your monthly phone bill
5 Ways to Reduce Your Cell Phone Bill
by Gina Jennings
My Story: Cutting the Cost of Phone and Cable
14 Ways to Save Money
According to NBCNews.com, the average American family spends $188 per month on their cell phone bill. Some families spend as much as $300 a month, each member of the family owning a smartphone in addition to a hotspot and a wireless connection. As a result, unfortunately, a lot of people have to skip out on other purchases in order to pay their bill.
If you're in a position to get a new mobile phone service, here are five ways to cut down on your cell phone bill:
- Choose a plan that best suits your phone activity - Do you really need the internet, GPS, You Tube app, email, and everything else on your phone? If you're primarily a talker who does occasional texting or the other way around, pay for the plan that you're more likely to use and save money by giving up the extras.
- No contract - These days mid-level cell phone carriers like Net10, Tracfone, and even Walmart are offering competitively-priced cell phone plans without binding you to a two-year contract. Some of these carriers even offer older model smartphones, unlimited talk, unlimited texting, and internet. Shop around for the best deals.
- Pre-paid - Maybe you're the type who barely uses the phone. You prefer to talk face to face with your friends and neighbors. However, you do realize people need to get in touch with you and vice versa in case of emergencies or even just to talk a few times a month. Plus, you don't feel like spending monthly fees with your local phone company, either. This is where a pre-paid cell phone plan comes in. You only top off whenever you need to. You are in complete control of your phone costs.
- Tell friends you don't have unlimited text - Originally, texting was designed for sending quick messages to a colleague who didn't want his phone going off in the middle of a meeting. Of course, one thing leads to another. Texting has become extremely lucrative for cell phone carriers and more expensive for you, especially when it's integrated with social media. If you're not an avid texter but your friends are, it still costs you money, sometimes as much as 20 cents per text. Controlling costs becomes much tougher. You may have to reconsider your phone plan.
- Government lifeline cell phone program- The US government's Lifeline program has been around since 1985 and provides affordable phone service to eligible low-income consumers. If you qualify, you could get a free phone with no activation fee and pay as little as $5 a month for unlimited talk and text service.
You don't have to sacrifice other purchases and other parts of your life by becoming a slave to your cell phone bill. Find a carrier and a plan that best suits your needs and save the extra dollars for something else you really want to enjoy.
Gina Jennings writes on behalf of Yourtel Wireless and Terracom Wireless. These authorized lifeline cell phone carriers provide free government Lifeline cell phones in Illinois, Oklahoma, Missouri and other states to qualifying low-income consumers who need access to affordable mobile service.
Take the Next Step:
- We're all looking for ways to cut expenses. Visit here for more great ways to keep more of your hard-earned money in your pocket.
Share your thoughts about this article with the editor.
I often wonder if I should be seeking professional help to get my debt under control! Tell us: Yes, I'd like to find out if I am a good candidate for credit counseling or No, I don't think I need couseling but I would like to find out how I can pay off my credit cards more quickly.
More Debt Tips & Tools
- 4 steps to a simpler (and more frugal) life
- 6 risky ways to pay off your credit card debt
- Sick of medical debt? 9 ways to break free
- 5 ways to rebound from a financial disaster
- 8 tips for getting out of debt
- A single mom's income shortfall
- Debt warning signs you shouldn't ignore
- This week's Readers' Tips
- Reduce your debt with this free debt course by The Dollar Stretcher
- Am I a good candidate for credit counseling?
- Do I have a debt problem?
- Reduce your debt payoff time
- Calculate the real cost of your debt
- Reduce credit card debt calculator
- Debt pay-down calculator
- Calculate the true cost of paying just the minimum