The Dollar Stretcher - Home and Auto


Newsletters Email
Print Contact Editor
RSS Feed Share


Frugality & Being Organized

by Nita Jackson
grace@mail.ttc-cmc.net


Frugality and being organized are often not seen as compatible. There are times when this true. I used to balk at the idea of spending money to be organized. But for what little I have spent on office-type organizing things, the benefits have far out weighed the cost.

More than once I have lost money because I couldn't find that rebate form, coupon or bill (and ended up paying a fee because it was late). So if you're not organized, it may actually cost you.

I'm not advocating spending a lot in this category. I make a vow to budget for what I need. Let's say you want to get an item that's $10 and your budget is $5 a month. That means the purchase has to wait till the next month.

Yes, you may have something on hand that will do the trick. Many times I've switched containers that I owned already trying to make do. My growing CD collection is now very at home in a square basket that I originally bought to keep craft supplies in. That was a switch I was extremely satisfied with. Sometimes I was pleased with the results; other times it just didn't work. Don't take anything for granted that you might have already. I have worked minor miracles with inexpensive plain cardboard magazine files and not one is used for magazines. The plastic container I bought for CDs now houses plastic grocery bags.

It's also possible to barter for someone else's building skills so that you can get that nice wood container for your videos or what ever you have a need for.

Sometimes you might need that pendaflex hanging file system. You can usually find them on sale for $8 or less. To get an idea of what you might need, check out the office supply areas of stores, noting prices & variety. The kitchen/laundry area of a store can be a help to find organizing type units. Make note of office supply ads as well. If you have a home business, save your receipt for the deduction it affords.

However, if your organizing is not functioning to help you be more efficient you may need to spend a little to make it work. Ask yourself this question about your organizing system: "Is it controlling you or are you controlling it?"


Nita Jackson was 'frugal when frugal wasn't cool'. You can read her ideas each month in her newsletter at http://www.organizetips.com/
























Sign up for our free weekly eNewsletter Surviving Tough Times.

Your Email:


Ask The Dollar Stretcher

Looking for an answer to a frugal living question? Click here to ask a Dollar Stretcher Stretchpert!





Subscribe to TDS Newsletters

Surviving Tough Times
Dollar Stretcher Parents
Dollar Stretcher Tips
The Dollar Stretcher

(text-based)

Financial Independence
TDS Special Offers
The Computer Lady
Computer Lady Lessons
Healthy Foods




Cambridge Credit



Negotiation Skills

Your money saving idea could win you $100!

Each month one TDS reader will win $100 just for telling us your favorite time or money saving idea. It could be you!
Click here to share your idea.

Recent winners are:
- Michelle from NC
- Matt from CO
- Joan from CT
- Joanne in New York




Money problems?
The Dollar Stretcher can help:

Afraid to lose your job?

Struggling with credit card debt?

Help for your mortgage?

Can't pay your debts?

Need some extra income?

Fighting bad credit?

What you need to know about bankruptcy?

Become money smart?

Trouble repaying student loans?








Copyright 1996 - 2012 "The Dollar Stretcher, Inc." All rights reserved unless specifically noted.

Contact the Dollar Stretcher at:
Dollar Stretcher
PO Box 14160
Bradenton FL 34280
Voice 941-761-7805
Fax 941-761-8301


"The Dollar Stretcher, Inc." does not assume responsibility for advice given. All advice should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if advice is safe and suitable for their own situation.










 

Dollar Stretcher Community

TDS Forums Forums TDS Blogs Blogs


Also In This Week's Issue

In The Dollar Stretcher Community

Reader Favorites