|
|
|
We have become so accustomed to allowing society to make choices for us that we become deceived into believing that we no longer have any choices left to make. This is so far from the truth. The discovery that we do have choices can be the dawning of a new day. We all have choices. Do we all realize the choices that we do have and the extent of our choices? Or do we make our decisions because that's what the Joneses are doing or that's the way my family did it or that's what the popular people are doing.
That extra car you own (even though it is paid off may be costing you an extra $4,000 a year with gas, insurance, registration, and maintenance. A pattern of buying everything new might be costing you a few hundred dollars extra a month that you really don't need to spend. What are your patterns of spending and how can choices you have made in the past be adjusted to assist you in meeting your future goals?
The important thing here is to really take a hard look at the choices you have made, and don't rule out the mundane nickel and quarter ones. Add up the costs of your choices and be ready for an eye opening experience. Take time to analyze and reassess them. Do you have an expensive hobby? How about turning it into an investment or business so it will bring you a profit?
Penny pinching and frugal living can become a habit for you. It all boils down to choices, the choices you make on what and where to spend your money.
Doris Dobkins is a money saving expert, author and speaker and has helped thousands of people find ways to save money and get out of debt.
Sign up for our free eNewsletter Dollar Stretcher for Parents.
Looking for an answer to a frugal living question? Click here to ask a Dollar Stretcher Stretchpert!
To subscribe, check the newsletters you wish to receive, enter your email address and then click Subscribe.
Each month one TDS reader will win $100 just for telling us your favorite time or money saving idea. It could be you!
Click here to share your idea.
Recent winners are:
- Michelle from NC
- Matt from CO
- Joan from CT
- Joanne in New York
|
Money problems? Struggling with credit card debt? What you need to know about bankruptcy? Trouble repaying student loans?
|
Copyright 1996 - 2012 "The Dollar Stretcher, Inc." All rights reserved unless specifically noted.
Contact the Dollar Stretcher at:
Dollar Stretcher
PO Box 14160
Bradenton FL 34280
Voice 941-761-7805
Fax 941-761-8301
"The Dollar Stretcher, Inc." does not assume responsibility for advice given. All advice should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if advice is safe and suitable for their own situation.
| About Us | Privacy Policy | Writer's Guidelines | Sponsorship | Media | Contact Us |
Dollar Stretcher Community
Forums
Blogs
Also In This Week's Issue
In The Dollar Stretcher Community
Reader Favorites
Newsletters
Email
Print
Contact Editor
RSS Feed
Share
Leave a Comment
